RateMiser Economics - Our Mortgage Blog
Category: Canadian Mortgage Rate Outlook (10 posts)
Focusing on the Long Term: Why the deficit is not the priority.
Posted in Canadian Mortgage Rate Outlook
The Eye of the Storm
Posted in Canadian Mortgage Rate Outlook
The Silver Lining of a Weak Economy: Low Variable and Fixed Rates Ahead
June 15, 2011 @ 3:51 PM by: Layth Matthews, AMP, MBA, CIM
A softening economic trend south of the border casts a bit of a shadow on the outlook for the Canadian economy. Nevertheless, our relatively conservative habits have kept us from the worst of the unemployment and real estate value problem ... [read full post]
The Eye of the Storm
September 17, 2010 @ 1:52 AM by: Layth Matthews, AMP, MBA, CIM
The big news is that there is still no real good news about the economy. Typically, the economy rebounds 12-18 months after the Bank of Canada completes a series of rate drops. This relationship is so reliable that policy makers anticipat ... [read full post]
The Silver Lining of a Weak Economy: Low Variable and Fixed Rates Ahead
July 28, 2010 @ 9:15 PM by: Layth Matthews, AMP, MBA, CIM
U.S. and Canadian economic
indicators are pointing to low inflation and mortgage rates ahead. The
consensus is that variable mortgage rates are likely to rise no more than . ... [read full post]
Re-inflation or Deflation that is the Question
Posted in Canadian Mortgage Rate Outlook
Slow growth? Probably. Stability, Maybe.
Posted in Canadian Mortgage Rate Outlook
Spring in the Tundra Economy
Posted in Canadian Mortgage Rate Outlook
Low Rates are Dead, Long Live Low Rates!
It would be easy to accept these rate increases as a natural side effect of a rising economy. However ... [read full post]
Making the Rate Choice
Posted in Canadian Mortgage Rate Outlook
Mortgage Rates Are Heading Higher
Take the Lowest Rate! Why Variable Rate Mortgages are Still Looking Good.Home prices are perking up - and they better be! But the economy is still far behind, which is great news for variable rate mortgages.
Re-inflation or Deflation that is the Question
June 17, 2010 @ 1:22 PM by: Layth Matthews, AMP, MBA, CIM
A barbell investment strategy is one employed when there are two very different but compelling, forecasts at play. If you want to know what kind of economic environment begs for a barbell strategy, look around, we're living in one. The cu ... [read full post]
Slow growth? Probably. Stability, Maybe.
May 21, 2010 @ 5:29 PM by: Layth Matthews, AMP, MBA, CIM
Since my last blog, the European Union and Euro have come to the brink of collapse and then been saved by aggressive and amazingly unified policy maneuvering by the strongest countries. I guess they really want the Euro to survive and are prepa ... [read full post]
Spring in the Tundra Economy
May 8, 2010 @ 12:14 PM by: Layth Matthews, AMP, MBA, CIM
The darkest days of the recession are behind us now. The economy is showing signs of growth in a wide range of industries and indicators. The strongest of these "come backs" are usually year over year comparisons with sectors that were ha ... [read full post]
Low Rates are Dead, Long Live Low Rates!
April 18, 2010 @ 4:09 PM by: Layth Matthews, AMP, MBA, CIM
Canadian fixed mortgage rates were on the rise again this week. Not so much as the last few weeks, but wafting up nevertheless.It would be easy to accept these rate increases as a natural side effect of a rising economy. However ... [read full post]
Making the Rate Choice
April 6, 2010 @ 5:58 AM by: Layth Matthews, AMP, MBA, CIM
In preparation for launching RateMiser seven years ago I decided to see if there was any historical research supporting one mortgage strategy over another. I was pleasantly surprised to find Moshe Milevsky's [read full post]
Mortgage Rates Are Heading Higher
March 29, 2010 @ 2:12 PM by: Layth Matthews, AMP, MBA, CIM
The buzz on the street today is that the 3, 4, and 5 year mortgage rates are heading higher. Positive economic news has led to increasing competition for capital leading one major bank to raise its rates a full .6%. So the best 5 year fix ... [read full post]
Take the Lowest Rate! Why Variable Rate Mortgages are Still Looking Good.
November 7, 2009 @ 5:07 PM by: Layth Matthews, AMP, MBA, CIM
Home prices are perking up - and they better be! But the economy is still far behind, which is great news for variable rate mortgages.
[read full post]

