Switch

If you would like to pay your mortgage off faster, it might make sense to simply transfer your mortgage to a lender who offers you a better rate and/or more flexible pay-down terms.

Contact a RateMiser Mortgage Advisor 120 days in advance of your current mortgage maturity date. We can help you pre-approve your application and lock in an interest rate that can be used even if rates rise by the time of your current mortgage maturity. If rates fall in the 120 days prior to your mortgage maturity, we can request a rate drop that will ensure you get the best possible rate one way or another.

There are no lawyer’s fees or closing costs with a straight switch at the time of your mortgage’s maturity. And the new lenders will cover all appraisal costs and discharge fees associated with the transaction.

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